Empty Wallet No. 2 Austerity Budget Status

The pennies are adding up, albeit very slowly. When your coping mechanism to stress is to spend for the sake of spending — that psychological trigger for instant gratification — a self-imposed austerity can be difficult. But keeping the end in mind (living cost, debt payments, etc.), I somehow make it work with the occasional “treat yo self” awards, even if it’s a $0.99 bag of chips.

An Uncomfortable Resolution for 2018 Money and me, we're going to be BFFs

It’s that time of year when it seems just about everyone drafts their resolutions for the coming year. I’ve done this in the past, promising myself to write more. (I’m a writer, I tell myself.) I thought about making the same commitment again this year but thought better of it. Previous years’ resolutions always fell through, starting out strong and then fizzing out by mid-February. But recently, I wondered if the solution was as simple

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