Empty Wallet No.3 The Reality of the Situation

Things have noticeably taken a nose-dive off a canyon cliff since I last wrote about the austerity plan M and I implemented to improve our financial situation. Budgeting is still the rule but with considerable urgency since I’ve lost my full-time job. That sense of financial security, that steady paycheck with its illusory sense of […]

Empty Wallet No. 2 Austerity Budget Status

The pennies are adding up, albeit very slowly. When your coping mechanism to stress is to spend for the sake of spending — that psychological trigger for instant gratification — a self-imposed austerity can be difficult. But keeping the end in mind (living cost, debt payments, etc.), I somehow make it work with the occasional […]

An Uncomfortable Resolution for 2018 Money and me, we're going to be BFFs

It’s that time of year when it seems just about everyone drafts their resolutions for the coming year. I’ve done this in the past, promising myself to write more. (I’m a writer, I tell myself.) I thought about making the same commitment again this year but thought better of it. Previous years’ resolutions always fell […]